The Complete Guide to Medicare in 2025 | Retiring Today With Loren Merkle [Video]

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Overwhelmed with all the options when it comes to Medicare in 2025? In this episode of Retiring Today, we break down the most critical Medicare updates that will help you make the best decisions for your retirement plan.

Key topics:
– A comprehensive breakdown of Medicare Parts A, B, C, and D
– IRMAA and its impact on your Medicare premiums
– Your Medicare options if you work past age 65
– The triple tax advantage of HSAs
– Complete explanation of the $2000 out-of-pocket maximums for Medicare Part D

Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
https://merkleretirementplanning.com/staff-members/loren-merkle/

AnnaMarie Morrow, Director of Medicare
https://merkleretirementplanning.com/staff-members/annamarie-morrow/

Molly Nelson, Host of Retiring Today
https://merkleretirementplanning.com/staff-members/molly-nelson/

Chapter
00:00 Introduction
00:29 The Inflation Reduction Act
01:06 Medicare Part A, B, C, D
02:33 Modified Adjusted Gross Income and IRMAA
05:23 Medicare Planning in Your 50’s
06:22 Insulin Changes and Out-of-Pocket Maximums
08:34 What To Do If You’re Working Past 65
10:30 The Triple Tax Benefit of HSAs
12:10 What To Do If You Have Dependants on Your Insurance
13:22 Out-of-Pocket Maximums Breakdown
15:03 Annual Enrollment Period
15:41 Medicare is not Set-It and Forget-It
17:09 Inflation Reduction Act Section 1557
18:00 Outro
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