California’s home insurance crisis: How we got here, solutions [Video]

But how did we get here, and what’s being done to help the problem? The ABC10 To the Point Team heard concerns from homeowners, spoke with legislators and took a closer look at what’s being done to help Californians.

Chapter 1 Rural homeowners desperate for relief

Nestled in the Tahoe National Forest is the Nevada County gold rush-era town of Washington.

“I love the community, I love the river, I love the history,” said Charity Jackson.

Jackson’s lived in Washington for 25 years. In 2017, she and her husband bought the historic Washington Hotel, perched above the South Yuba River.

“I don’t make a killing; I make a living, and that’s okay because I get to work here every day,” Jackson said sitting on the back deck. “Like, this is my job and this is my view.”

But her view is …