Expert advice on saving, spending, budgeting in 2025 [Video]

PHOENIX — On this Monday Saving Monday, we’re talking about how you can best plan your personal finance strategy for 2025.

Nearly half of Americans are starting off the new year in debt, according to a recent Bankrate report.

And the average American holds more than $104,000 dollars in debt.

If getting ahead with your finances is one of your new year’s resolutions, we turned to the experts to find out how you can make the most of your goals.

After a successful last year with her finances, so far Zoe Haynes from Glendale is starting the new year with a clear focus.

“This year I’m really focusing on building a savings,” she said. “Last year we bought a house, so now it’s really just about building the savings back up.”

A lot of the things …