What you need to know about OnStar Smart Driver data being shared with LexisNexis, insurance companies [Video]

Your car could be recording how you drive, including your speed or any hard braking, and then transmitting that data to an information clearing house.

The New York Times reported that the data clearing house, LexisNexis, is working with insurance companies and their collaboration could drive your insurance rates higher.

“In the broad sense, we are all connected. The devices are connected,” said K. Venkatesh Prasad, chief innovation officer with the Center for Automotive Research. “It would not be surprising to see that others would have plans.”

The data collection was uncovered by drivers using General Motors’ OnStar service, which is traditionally used to make an emergency call.

The owner of a Chevy Bolt told the Times he uncovered a 258-page report on his personal driving habits after he asked about a more than 20% increase in his insurance rate.

His insurance company told him to check his LexisNexis file.

Turns out, GM’s OnStar service …